The VA Home Loan requires verification of your military service and your eligibility for benefits, including the VA Home Mortgage.  VA will issue a Certificate of Eligibility to verify that eligibility.  This is different from your Qualification for a VA Home Loan, which requires credit, income, asset and property standards.

Guaranteed Rate Affinity will obtain your Certificate of Eligibility as part of the application process.  We can usually obtain this within a few minutes through our system that is linked to the VA processing center. For subsequent uses of your VA Home loan, this can take as much as 7 to 10 business days after we submit the request.

We will need a copy of your DD-214 (Member 4 copy) and signed request form 1880 to submit this request.

If you have a VA service related disability, please provide documentation such as an award letter.