Documentation Needed for Approval

After you submit your loan application, either on-line, paper copy or by phone, please provide the following documentation.

Please provide the MOST RECENT copies of the following documents:

• Most recent 2 year W-2's for all borrowers
• If you are self employed, please provide most recent 2 years filed Federal Tax Returns with all schedules (Please sign and date)
• If you have a corporation or partnership, please provide 2 years of returns
• Paystubs covering a 30 day period (all borrowers)
• Copy of your DD-214 (Member 4 copy)
• Realtor information if you are currently in contract or actively looking for a home
• Purchase agreement if you have an accepted or pending offer on a home

The following items may apply to your situation

If you currently own your home or you own rental property, please provide the following:

• Copy of your current mortgage monthly statement or coupon
• Copy of your current property tax bill
• Copy of your current fire insurance declaration page showing coverage and annual premium
• Copy of any lease agreements if you own rental property
• If you have had a short sale, foreclosure or bankruptcy in the past few
  years, please provide a brief letter of explanation showing dates, addresses and reason for same
• If you have been divorced and have child or spousal support payments, please provide documentation to verify amount of payments and duration of same
• If you have a service related disability, please provide an award letter for same
• If you receive Social Security or Pension income, please provide a copy of award letter for each.